Payment to the disclosed account
The covered rent payment must go through the banking system to the landlord account disclosed to AADE. Keep the lease, account, and payment trail aligned.
The current legal timetable requires rent covered by article 210 of Law 5222/2025 to be paid to a landlord bank account disclosed to AADE. Organise the account, payment reference, and receipt trail before the transition.
Updated 24 September 2026. AADE moved the start of bank-only rent payments to 1 Jul 2027 (decision of 17 September 2026). It has moved before, so check the current date with AADE or your accountant before you act.
The covered rent payment must go through the banking system to the landlord account disclosed to AADE. Keep the lease, account, and payment trail aligned.
Where the statutory payment method is not followed, the law removes the standard deduction referenced in article 39(3)(a) for that rental income - currently 5%. Ask your accountant how it applies to your case.
The law excludes the tenant from state rental benefits, support, or allowances for a lease whose rent was not paid using the required method.
What Nineflat can organise today
Nineflat can record the declared account, show SEPA/IBAN and IRIS instructions, create a unique payment reference, and keep the payment and receipt history together.
Store the IBAN that you have disclosed to AADE for the property.
Give the tenant a unique transfer reference so each payment can be matched.
Generate and retain a rent receipt after the payment is recorded.
Keep the lease, charge, payment status, reference, and receipt connected.
This page is operational information, not legal or tax advice. The ministerial and AADE implementation decisions remain important, especially for joint ownership, representatives, and payment-service-provider flows. Nineflat does not currently claim that Stripe card checkout is confirmed as a compliant AADE-matched flow.
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