Payment to the disclosed account
The covered rent payment must go through the banking system to the landlord account disclosed to AADE. Keep the lease, account, and payment trail aligned.
Bank-paid rent · current effective date 1 October 2026
Is every rent payment ready for the new bank trail?
The current legal timetable requires rent covered by article 210 of Law 5222/2025 to be paid to a landlord bank account disclosed to AADE. Organise the account, payment reference, and receipt trail before the transition.
Current as of 13 July 2026. Law 5294/2026 moved the effective date to 1 October 2026 and authorises AADE to move it again. Implementation details may change; verify them with AADE or your accountant.
Landlord tax consequence
Where the statutory payment method is not followed, the law removes the standard deduction referenced in article 39(3)(a) for that rental income—currently 5%. Ask your accountant how it applies to your case.
Tenant benefit consequence
The law excludes the tenant from state rental benefits, support, or allowances for a lease whose rent was not paid using the required method.
What Nineflat can organise today
A clean operational trail around the declared IBAN.
Nineflat can record the declared account, show SEPA/IBAN and IRIS instructions, create a unique payment reference, and keep the payment and receipt history together.
Store the IBAN that you have disclosed to AADE for the property.
Give the tenant a unique transfer reference so each payment can be matched.
Generate and retain a rent receipt after the payment is recorded.
Keep the lease, charge, payment status, reference, and receipt connected.
Free tools—no account required
Primary sources and caution
This page is operational information, not legal or tax advice. The ministerial and AADE implementation decisions remain important, especially for joint ownership, representatives, and payment-service-provider flows. Nineflat does not currently claim that Stripe card checkout is confirmed as a compliant AADE-matched flow.