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MTD for Landlords 2026 — a no-panic checklist
Making Tax Digital for landlords becomes mandatory for gross rental income over £50k from 6 April 2026. Here is exactly what you need to have ready.
From 6 April 2026 UK landlords with gross self-employment + property income over £50,000 must keep digital records and submit quarterly digital updates to HMRC. The threshold drops to £30k in April 2027 and £20k in April 2028.
What you actually need
- Digital records of every rent collected and every expense paid
- HMRC-recognised software that can submit quarterly updates
- An end-of-period statement + final declaration annually
The panic timeline
- By October 2025: choose your software
- By January 2026: start capturing transactions in it
- 6 April 2026: first quarter begins — records MUST be digital from this
date forward
- August 2026: first quarterly update due (31 July plus 1 month)
Common traps
- Forgetting spread-across income (two properties, one tenant, one bank
transfer — needs splitting in the digital record)
- Missing mileage on property visits
- Letting agent statements pasted as PDFs — not enough; HMRC wants structured
data
Nineflat captures every rent payment as it happens (Stripe, SEPA, IRIS, or manually-recorded bank transfer), tags expenses against the right property, and exports a clean CSV your accountant can drop straight into the quarterly digital update. You pay once, they file.